The Aadhar API is being mooted to allow Telecom operators & Banks to verify their customers.
A truly massive initiative by Human Resource Development Ministry, The Unique Identification Authority of India (UIDAI) is planning to allow telecom service providers to avail the data from Aadhar cards to verify the identity of their mobile service customers.
With over 10 Lakh enrollments per day, the nation-wide initiative is facing some hiccups due to huge volumes, but that will soon be a thing of the past says UIDAI’s Chief Product Manager Sanjay Jain, “We have been enrolling around one million people a day. Filed enrollments are happening at a slower rate. The backlog is due to infrastructure related issues. But we hope to resolve these as soon as possible”. The Banks too are welcome to use the information , “UIDAI is an application platform. Both banks and telecom service providers are welcome to use this platform and build their systems around it” he adds.
The Application Programming Interface (API) of Aadhar has been designed in such a way, that will allow developers to make use of the UID information for readily scalable applications for the public. For example, the Mahatma Gandhi National Rural Employment Guarantee Scheme will be using UID information to track & verify the beneficiaries of the scheme.
The buck doesn’t stop there too, there’s an even greater plan involved. Once the Banks, who have already benefited, & Mobile Service operators begin integrating Aadhar data, the UID can be used to verify online transactions made through smart phones. Coincidentally, the National Payments Corporation of India (NPCI) has been advised to introduce RuPay cards, which seems to be an Indian Version of VISA and Mastercard, under the Aadhar Enabled Payment System (AEPS). Besides, ATM transactions could be authenticated by the UIDAI.
Though some have reservations about the system, we are rooting for the Aadhar to be a huge success.